These are the terms and conditions for:
By using the platform, you agree to be bound by these terms and conditions and our privacy policy. In these terms and conditions, the words “platform” and “website” refer to the CrowdInsight application and website together, “we”, “us”, “our” and “CrowdInsight” refer to CrowdInsight and “you” and “user” refer to you, the user of CrowdInsight.
The following terms and conditions apply to your use of the platform. This includes the mobile and tablet versions, as well as any other versions of CrowdInsight accessible via desktop, mobile, tablet, social media or other devices.
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING, POSTING INFORMATION ON, OR OBTAINING ANY SERVICES FROM THE PLATFORM.
This agreement sets forth the legally binding terms for your use of CrowdInsight. By registering and using the platform, you agree to be bound by this agreement. If you do not agree to the terms of this agreement, you must not use the platform and stop using the service immediately. We may modify this agreement from time to time, and such modification will be effective when posted on the platform. You agree to be bound by any modifications to these terms and conditions when you use CrowdInsight after such modification is posted; therefore, it is important that you review this agreement regularly.
Use of the platform is prohibited for children under the age of 13. In the case of children under 18 and over 13, it is the responsibility of parents and legal guardians to determine whether use of the platform or any of the content and functionality available on the platform is appropriate for their child or minor in custody.
You represent and warrant that your use of the platform does not violate any applicable law or regulation. CrowdInsight may, in its sole discretion, refuse to offer services to any user and change its eligibility criteria at any time. This provision is void where prohibited by law and the right to access the service and the platform is revoked in such jurisdictions.
By using the platform, you represent and warrant that you have full right, power and authority to enter into this agreement and to fully perform all of your obligations hereunder. You further represent and warrant that you have no legal incapacity or contractual restriction that would prevent you from entering into this agreement.
When registering on the platform, the user must choose a password and may be asked for additional information such as email address. You are responsible for maintaining the confidentiality of your password and account information, and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify CrowdInsight of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you log out of your account at the end of each session. You may never use another user’s account without CrowdInsight’s prior authorization. CrowdInsight will not be liable for any loss or damage arising from your breach of this agreement.
Users may cancel their accounts at any time and for any reason by following the instructions on the platform or by sending us their request through our contact information. Such cancellation will only result in the deletion of the account and the deletion of all personal data transferred to CrowdInsight.
CrowdInsight reserves the right to terminate your account or your access immediately, with or without notice, and without liability to you, if CrowdInsight believes that you have breached any of these terms, provided CrowdInsight with false or misleading information, or interfered with another’s use of the Platform or the Service.
By providing CrowdInsight with your email address, you agree that we may use your email address to send you notifications about CrowdInsight. We may also use your email address to send you notifications and other messages, such as changes to service features, news and special content. If you do not wish to receive these emails, you may opt-out of receiving them by submitting your removal request through the contact information or by using the “unsubscribe” option in the emails. Opting out may prevent you from receiving notifications and mailings about updates, news or special content.
Some of our services and content may be available through paid subscriptions. When a user purchases a subscription, CrowdInsight will send a confirmation email. This confirmation email will be produced automatically so that the user will have confirmation of the payment and the start of the subscription. If the user does not receive the email confirmation of the purchase and the start of the subscription, it is possible that it has been sent to your spam folder.
CrowdInsight may cancel the sale of any subscription and may change or discontinue the availability of subscriptions at any time at its sole discretion. If a subscription purchase is canceled, the payment made for the subscription will be refunded in the applicable billing period. This does not affect your statutory rights.
Subscriptions include automatic recurring payments. You authorize CrowdInsight to renew your subscription and to charge you periodically and progressively on each billing date. The subscription billing date is the date on which you purchase the subscription and make the first payment. On the corresponding billing date, you will automatically be charged the corresponding subscription fee. The subscription will remain active until you cancel it or we terminate it. You must cancel your subscription before it renews to avoid the next billing period. We will bill you for the subscription billing fee in the payment method you choose during registration and subscription purchase.
Subscriptions will automatically renew for an additional period unless canceled prior to the next billing period. To cancel subscriptions, users must submit a cancellation request through the platform and the subscription will be canceled for the next billing period. If a subscription is canceled, the user may continue to use the platform payment features for the subscription until the next billing period, at which time the subscription and access to the platform payment features will be canceled.
Subscriptions can be paid by credit or debit card through Stripe (payment processor available in CrowdInsight). The subscription payment will be charged to your credit/debit card immediately after completing the payment and subscription registration process. The subscription will be activated upon completion of the payment and registration process and will be charged on each billing date automatically. Once the transaction is processed, we will send an electronic receipt to the user’s email address.
If you find any inconsistencies in your billing, please contact us via our contact details or you can make a complaint via the Buyer service of the relevant payment platform.
If your card is declined, you will receive an error message. No payment will be charged to your card and no order will be processed. There may be a pending transaction on your account until your card issuing bank withdraws the authorization. This usually takes 2 to 5 working days. Your card may be declined for a number of reasons, such as insufficient funds, AVS (Address Verification System) mismatch or you have entered an incorrect security code.
If your payment is declined, you will need to provide an alternative payment method or provide another card on which the payment can be charged and processed.
Your payment details will be treated and retained securely and for the sole purpose of processing the purchase of the subscriptions. CrowdInsight reserves the right to engage any payment platform available on the market, which processes your data for the sole purpose of processing the purchase of the subscriptions.
By using our platform, the tools included in it, the contents included in the platform and by acquiring our subscriptions, the user declares and accepts that CrowdInsight, at no time guarantees profits or benefits for the use of the contents available in the platform and subscriptions. Investments in stocks, cryptocurrencies, real estate or any other type of investment may involve a risk that may imply potential substantial losses of your investments in these markets or investment areas.
The user must understand that there are inherent risks of substantial capital or investment losses when trading in securities, cryptocurrencies, real estate or any type of investment. When the user accesses and uses our content and purchases our subscriptions, the user represents and agrees that the content is provided for informational and educational purposes only. Investments in stocks, cryptocurrencies, real estate or any type of investment involve risks of loss of capital and investment and that the user who uses our content and subscriptions is also exposed to such risks. By using our platform and our contents, the user declares and accepts the risks inherent to any capital investment, including investments in stocks, cryptocurrencies and real estate.
Cryptocurrency markets are decentralized and unregulated, so cryptocurrency trading services are not regulated by any specific legislation. Users trading cryptocurrencies will not benefit from the protections available for investment services that are regulated.
The cryptocurrency and stock markets are determined by demand and supply. The cryptocurrency market is an unpredictable and volatile environment and prices can be highly speculative and subject to constant change by the market. Be aware that, in the worst case scenario, products may lose their value.
Investments and trading in stocks and cryptocurrencies should be considered a risky activity and, therefore, should not be undertaken without the necessary knowledge or experience. It is recommended that, before trading or investing in stocks and cryptocurrencies and other businesses such as real estate, the characteristics and risks inherent in these products, properties or investments should be known. The user should understand that there is a risk of loss when trading stocks and cryptocurrencies if the markets move negatively against the user’s position. It is important to consider the risks inherent in each product or investment and choose the type of product or investment that best suits your financial situation.
We do not warrant that the information available on the platform is accurate, complete or up to date. The content of this platform is provided as general information and should not be taken as professional or financial advice and you are advised to consult other more reliable and accurate sources. Any use of the material provided on this platform is at your own risk and responsibility.
Your use of the content available through the platform should be based on your own diligence and research, you agree that CrowdInsight is not responsible or liable at any time, or under any circumstances, for any success or failure of your investments, transactions or trades that are directly or indirectly related to your use of our platform and your use of the information provided through the platform.
Do not trade or invest based solely on the information and content available through the platform. By accessing and viewing any material or information within this platform, you agree that it is informational and educational material and you will not hold any person or entity liable for any loss or damage resulting from the use of the information or content provided by CrowdInsight through the platform.
Investing and trading in futures, options and foreign exchange can have potential rewards and gains, but also great potential risk. You must be aware of the risks and be willing to accept them in order to invest in the futures and options markets. Do not trade or invest money that you cannot afford to lose. This platform and the content available through it does not constitute a solicitation or an offer to buy/sell financial products, cryptocurrencies or stocks. There is no guarantee that any user will or can obtain profits similar to those set forth in the content available on the platform and subscriptions.
CrowdInsight grants you a personal, worldwide, royalty-free, non-assignable, non-exclusive license to use the platform that CrowdInsight provides to you as part of the services. This license is for the sole purpose of allowing you to use and enjoy the benefits of the services provided by CrowdInsight, in the manner permitted by these terms. You may not copy, modify, distribute, sell or rent any part of our services or the included software, nor may you reverse engineer or attempt to extract the source code of such software, unless such restrictions are prohibited by law, or you have our written permission.
You agree not to use the platform and services in a negligent, fraudulent or unlawful manner. You also agree not to engage in any conduct or action that may damage the image, interests or rights of the CrowdInsight platform or third parties.
CrowdInsight reserves the right to terminate the user’s access immediately, with or without notice, and without liability to the user, if CrowdInsight believes that the user has violated any of these terms or has interfered with the use of the platform or the service by others.
The content and copyrights of the content and tools available on the platform are the sole property of CrowdInsight. CrowdInsight owns all text, images, music, videos, worksheets, software, blog posts, reports, trademarks and other materials contained on the platform and our services. No content or tools available on the platform and our services may be duplicated, distributed or used for any unauthorized purpose without the express written consent of CrowdInsight. Any unauthorized use of the content and tools available on the platform and our services may give rise to claims and demands for infringement of CrowdInsight’s copyrights.
All CrowdInsight materials, including, without limitation, names, logos, trademarks, images, text, columns, graphics, videos, photographs, illustrations, software and other items, are protected by copyrights, trademarks and/or other intellectual property rights owned and controlled by CrowdInsight or by third parties who have licensed or provided their material to the platform. You acknowledge and agree that all CrowdInsight Materials are made available for your limited, non-commercial, personal use. Except as specifically provided herein. No material may be copied, reproduced, republished, sold, downloaded, posted, transmitted or distributed in any way, or otherwise used for any purpose, by any person or entity, without the prior express permission of CrowdInsight. You may not add to, delete, distort or otherwise modify the material. Any unauthorized attempt to modify any material, to defeat or circumvent any security feature, or to use CrowdInsight or any portion of the material for any purpose other than its intended purpose is strictly prohibited.
CrowdInsight will respond to all inquiries, complaints and claims regarding alleged infringement for failure to comply with or violation of the provisions contained in the Digital Millennium Copyright Act (DMCA). CrowdInsight respects the intellectual property of others, and expects users to do the same. If you believe, in good faith, that any material provided on or in connection with the platform infringes your copyright or other intellectual property right, please send us your copyright infringement request pursuant to Section 512 of the Digital Millennium Copyright Act (DMCA), via our contact information, with the following information:
Any personal information you provide in connection with your use of the platform will be used in accordance with our privacy policy. Please refer to our privacy policy.
The information provided by our users through the use of the platform and our services will be treated as confidential information and will be used only for the purpose of providing the functionalities within the platform. CrowdInsight will protect such Confidential Information from disclosure to third parties by employing the same degree of care used to protect its own confidentiality or proprietary information of similar importance. If necessary to conduct a prospective business relationship, CrowdInsight may disclose Confidential Information received pursuant to our services to our employees who have a need to know and a legitimate interest, provided that the employees are obligated to protect such Confidential Information from unauthorized use and disclosure. Confidential Information will not be disclosed to third parties without the prior written consent of the user who owns the information.
The content and information available on the platform (including, but not limited to, data, information, text, music, sound, photos, graphics, video, maps, icons or other material), as well as the infrastructure used to provide such content and information, is owned by CrowdInsight or licensed to CrowdInsight by third parties. For all content other than your own, you agree not to modify, copy, distribute, transmit, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell or resell any information, software or services obtained from or through the platform. In addition, the following activities are prohibited:
Due to the nature of the Internet, CrowdInsight provides and maintains the Platform on an “as is,” “as available” basis and does not promise that use of the Platform will be uninterrupted or error-free. We are not liable to you if we are unable to provide our Internet services for any reason beyond our control.
Our platform may occasionally contain links to other platforms that are not under our control or maintained by us. These links are provided solely for your convenience and we are not responsible for the content of those platforms.
Except as provided above, we cannot provide any other warranties, conditions or other terms, express or implied, statutory or otherwise, and all such terms are hereby excluded to the fullest extent permitted by law.
You shall be liable for any breach of these terms by you and, if you use the platform in breach of these terms, you shall be liable for and shall reimburse CrowdInsight for any loss or damage caused as a result.
CrowdInsight shall not be liable for any amount for breach of any obligation under this agreement if such breach is caused by the occurrence of any unforeseen event beyond its reasonable control, including, without limitation, Internet outages, communications outages, fire, flood, war or acts of God.
These conditions do not affect your statutory rights as a consumer, which are available to you.
Subject to the foregoing, and to the maximum extent permitted by law, CrowdInsight excludes liability for any loss or damage of any kind whatsoever arising, including without limitation any direct, indirect or consequential loss, whether or not arising out of any problem which you notify CrowdInsight of, and CrowdInsight shall have no liability to pay any money by way of compensation, including without limitation any liability in relation to:
CrowdInsight will not accept any liability for failed, partial or garbled computer transmissions, for any breakdown, failure, connection or availability of computer, telephone, network, electronic or Internet hardware or software, for the acts or omissions of any user, for the accessibility or availability of the Internet or for traffic congestion or for any unauthorized human act, including any error or mistake.
Through your use of the platform and services you may encounter links to third party sites or be able to interact with third party sites. These third parties may charge a fee for the use of certain content or services provided on or through their platforms. Therefore, you should investigate as you deem necessary or appropriate before proceeding with any transaction with any third party to determine whether a fee will be incurred. Where CrowdInsight provides details of fees or charges for such third-party content or services, such information is provided for convenience and information purposes only. Any interaction with third party sites and applications is at your own risk. You expressly acknowledge and agree that CrowdInsight is in no way responsible for such third-party platforms.
You agree to defend and indemnify CrowdInsight from and against any claims, causes of action, demands, recoveries, losses, damages, fines, penalties or other costs or expenses of any kind or nature, including, but not limited to, reasonable legal and accounting fees, brought by third parties as a result of:
We may change the platform and these terms at any time, at our sole discretion and without notice. You are responsible for keeping yourself informed of these terms. Your continued use of the platform constitutes your acceptance of any changes to these terms and any changes will supersede all previous versions of the terms. Unless otherwise specified, all changes to these terms apply to all users. In addition, we may terminate our agreement with you under these terms at any time by notifying you in writing (including by email) or without notice.
This agreement and any rights and licenses granted hereunder may not be transferred or assigned by you, but may be assigned by CrowdInsight without restriction.
This agreement, together with the privacy policy and any other legal notices posted by CrowdInsight, shall constitute the entire agreement between you and CrowdInsight and shall govern your use of the platform.
You agree that any dispute, claim or controversy arising out of or relating to these terms and conditions, or the breach, termination, enforcement, interpretation or validity thereof or the use of the platform, shall be resolved by binding arbitration between you and CrowdInsight, provided that each party retains the right to bring an individual action in a court of competent jurisdiction.
In the event a dispute arises in connection with your use of the platform or breach of these terms and conditions, the parties agree to submit their dispute to arbitration resolution before a reputable arbitration organization as mutually agreed by the parties and in accordance with applicable commercial arbitration rules.
You agree to initiate a formal dispute proceeding by sending us a communication through our contact information. CrowdInsight may choose to send you a written offer after receiving your initial communication. If we offer and send you a settlement offer and you do not accept the offer, or we are unable to resolve your dispute satisfactorily and you wish to continue the dispute process, you must initiate the dispute resolution process before an accredited arbitration organization and file a separate Demand for Arbitration. Any award rendered by the arbitration tribunal shall be final and conclusive on the parties.
To the fullest extent permitted by law, you agree that you will not file, join or participate in any class action lawsuit in connection with any claim, dispute or controversy that may arise in connection with your use of the platform.
The courts of the United States, specifically the courts located in the State of Virginia, shall have jurisdiction over any dispute, controversy or claim relating to CrowdInsight and its business operations. Any such dispute or controversy shall be brought and resolved in the courts of the United States, specifically the courts located in the State of Virginia.
These terms and conditions are governed by the laws of the United States. Use of the CrowdInsight platform is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions.
Our compliance with these terms is subject to existing laws and legal process, and nothing contained in these terms limits our right to comply with law enforcement or other governmental or legal requests or requirements relating to your use of our platform or information provided to or collected by us in connection with such use.
If any section of these terms is held invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions shall not in any way be affected or impaired. Our failure to enforce or delay in enforcing any provision of these terms at any time does not waive our right to enforce the same or any other provision in the future.
Any rights not expressly granted herein are reserved.
If you have questions or concerns about these terms, please contact us through our contact page or by using the contact information below:
CrowdInsight.